Fracture of the lumbar spine can occur when forces applied to the lower spinal column are greater than the strength and stability of the spine. Common injuries that can result in fractures of the lumbar spine include fall from a higher elevation, auto accidents, pedestrian accidents and penetrating trauma such as gunshot wounds and stabbings. Pelvic injuries, that are common in car accidents and pedestrian accidents, also usually involve injuries to the lower lumbar spine. Lumbar spine injuries also commonly occur in the construction industry.
Victims who are hospitalized for lumbar spine injuries may sometimes undergo traction, spinal surgery, and physical therapy. Many who suffer such injuries undergo physical pain and suffering, emotional trauma and the psychological effects of being unable to work for an extended period of time. It is also a tremendous financial burden. You are not only talking about immediate medical expenses such as hospitalization, surgery and pain medication, but also long-term expenses involving physical therapy and chiropractic care. Not all of these expenses may be covered by your auto or health insurance companies.
If you have suffered a lumbar spine injury on-the-job, you may be entitled to worker’s compensation benefits, which in many instances will be adequate to cover just a portion of your medical expenses and lost wages. In cases where a party other than your employer caused your injury, you may be able to file a third party claim in addition to your Illinois workers compensation claim. If you have been injured in an auto accident as a result of someone else’s negligence, you may be able to file a personal injury claim through the at-fault driver’s insurance company. If he or she does not have insurance, you may be able to make a claim through the uninsured/underinsured clause of your own auto insurance policy.
Where injuries and losses are severe, please do not take a chance. Representing yourself at a time when you should be recovering physically can have devastating consequences.